Disability & Critical Illness Insurance

An unexpected illness or injury can take you out of work — and put your financial stability at risk. Disability and critical illness insurance help replace your income so you can focus on healing, not bills.

What It Covers:

🛡️ Disability Insurance
If an injury or illness prevents you from working, disability coverage provides monthly income replacement, helping you cover essentials like:

• Rent or mortgage

• Utilities and groceries

• Family and medical expenses

❤️ Critical Illness Insurance
If you're diagnosed with a serious illness — like cancer, heart attack, or stroke — this coverage pays a lump sum cash benefit you can use for:

• Medical treatments not covered by health insurance

• Travel or home care

• Living expenses during recovery